GreenSky Financing
We offer flexible GreenSky financing options to help make your home improvement, remodeling, or repair project easy and affordable.
Overview of GreenSky Financing
Credit Limits: Borrowers can access unsecured credit lines up to $100,000 for qualifying projects.
Fast Decisions:
The paperless digital application gives most customers a credit decision in just seconds.
Project Types: Financing covers a wide range of work including HVAC, plumbing, water treatment, heating, roofing, windows, and general remodeling.
No Interest if Paid in Full in 12 Months
Plan 2601. Rates range from 17.99% – 24.99% APR. Loan amount and rate will vary based on your income and creditworthiness. 6 month promotional period (“Promo Period”) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are required during the Promo Period, but making only the required monthly payments will not pay off the amount financed by Promo Period expiration date. Any unpaid balance and amounts owed after Promo Period will be paid over 30 monthly payments. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 24.99% APR, 36 monthly payments of $39.76.
No Interest if Paid in Full in 12 Months
Plan 2521. Rates range from 15.85% – 21.19% APR (interest rates range from 17.99% – 24.99%). Only well-qualified applicants will receive an APR of 15.85%; some applicants may not qualify. Loan amount and rate will vary based on your income and creditworthiness. 12 month promotional period (“Promo Period”) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are not required during the Promo Period. Any unpaid balance and amounts owed after Promo Period will be paid over 84 monthly payments. For example, assuming the full credit limit is used on loan approval date and no payments are made during Promo Period, for every $1,000 financed at a fixed interest rate of 24.99%, 12 monthly payments of $0 followed by 84 monthly payments of $28.29.Fixed Rate 13.21% APR for 120 months
12.99% Fixed Periodic Interest Rate
Plan 2832. Loan term is 120 months. Fixed 13.21% APR (periodic interest rate of 12.99%). APR assumes an origination fee of $89 for a $10,000 loan; origination fee is added to the minimum payment due on the first payment. Not all loans include an origination fee. Example for $10,000 loan with $89 origination fee: 13.21% APR, fixed periodic interest rate of 12.99%, 1 payment of $238.25 followed by 119 monthly payments of $149.25.0% APR for 36 months
Plan 6136. Loan term is 36 months at fixed rate of 0.00% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 0% APR, 36 monthly payments of $27.78.Subject to credit approval. These examples are estimates only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms. Loans for the GreenSky® consumer loan program are offered and made by federally insured, federal or state chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender, disability, or familial status. A list of financial institutions currently providing loans through the GreenSky® Program is available at [www.greensky.com/bank-partners](http://www.greensky.com/bank-partners). GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. [www.nmlsconsumeraccess.org](http://www.nmlsconsumeraccess.org). GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.